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 In a significant shift in U.S. trade policy, Washington has officially reached a bilateral trade agreement with Vietnam, marking the first such deal with an Asian country and the second globally after the U.K. This move underscores the U.S.'s evolving strategy in global trade, especially in the context of decoupling from China and reinforcing supply chain diversification. 🔻 1. Tariffs Slashed from 46% to 20% The newly announced agreement significantly lowers the average tariff rate on Vietnamese exports to the U.S. from a steep 46% to a more moderate 20%. This dramatic reduction is expected to boost Vietnam’s export economy and ease pressure on manufacturers who had been struggling under the previous high-tariff environment. However, this tariff relief was not granted unconditionally. 🛃 2. Zero Tariffs for U.S. Exports, But High Penalties for Transshipment As part of the deal, U.S. exports to Vietnam—particularly key goods like American SUVs—will now be subject to zero tariffs...

  A Deep Dive into the Bank of Korea’s Financial Stability Report (2025) In its latest Financial Stability Report , the Bank of Korea sent a sharp warning: South Korea may be heading toward a financial crisis—potentially more severe than 2008. While some may dismiss this as mere fear-mongering, the data tells a different story . Rising delinquency rates, surging non-performing loans (NPLs), and vulnerable non-bank financial sectors all suggest that we may be approaching a systemic financial breakdown. Let’s break down the core indicators, the underlying risks, and what ordinary citizens should know—and do—before it’s too late. 🏦 1. Corporate Loan Delinquency Rates Exceed 2008 Crisis Levels During the 2008 global financial meltdown, South Korea’s corporate loan delinquency rates hovered between 2.5% and 5%. Fast forward to 2025: this number is now nearing 3% and rising. Alarmingly, this rise is evident even in major commercial banks , signaling a much broader risk beyond the subp...